There are many credits available for each line of business below, as well as many convenient payment plans including VISA and MASTER CARD.

Homeowners - Designed to meet the needs of homes across New York State. In addition, a preferred homeowners program is offered - PATRONS PREFERENCE - for qualifying homes. 3 & 4 family homeowners available to qualified homes.

Mobile Homeowners - Owner occupied, either in parks, or on your own land for qualified applicants.

Seasonal Homeowners - Offered without supporting business provided the risk is not being used as rental property. (Lower rates when supported by homeowners)

Farm owners - This package is designed to insure small family farms to medium sized farms.

Dwelling Fire - Designed for many risks that do not meet underwriting requirements for package programs.

Land lords Package - Offered to 1 to 4 family rentals, either owner occupied or non-owner occupied.

Business Owners Package - Available either as a Standard package or as a Deluxe package. This is designed for business owners who meet the classifications and underwriting requirements.

Special Multi Peril Package - Offers a broader range of classifications and flexibility for the small business that does not meet the above package.

Commercial Fire/Liability - Allows specific tailoring for the needs of the insured.

Contact our agents located nearest to you for quotes and/or further information.